What Risks Are Covered with Title Insurance?

May 1, 2017

A title search and the issuance of title insurance means the ownership of the property can be cleanly conveyed to...

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I’m Buying/Selling a For Sale By Owner (FSBO) Home. What Do I Need to Know?

May 1, 2017

Note that while FSBO’s are appropriate in a variety of circumstances, such as sales to family members, it is highly...

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Should I Make My Next Payment to My Mortgage Company?

May 1, 2017

You should discuss this with your lender, broker or agent, but generally if, as a result of the sale or...

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Why Is My Payoff Higher than My Newest Statement I Received From My Lender?

May 1, 2017

Mortgage payments are made in arrears, meaning that the month in which you pay your mortgage actually covers the interest...

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Can I Sign the Seller Closing Documents Prior to the Scheduled Closing Date?

May 1, 2017

Yes. We understand that with all of the moving parts associated with a seller exiting their home, the scheduled closing...

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When Can I, the Seller, Get My Money from the Closing?

May 1, 2017

In North Carolina, the closing attorney is not allowed, under the current rules of the North Carolina State Bar, to...

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The House I am Selling Is In My Name Only, Does My Spouse Have to Attend the Closing?

May 1, 2017

Yes, your spouse must also sign the deed. This is because spouses have potential property rights in any real property...

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What Do I, the Seller, Need to Bring to Closing?

May 1, 2017

Everyone will need to bring some current (not expired)government-issued identification with your photo on it, such as a driver’s license,...

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What Costs Are Involved in Selling a Home or Property?

May 1, 2017

Typical Home Seller Expenses: • Deed preparation (attorney fee) • Excise stamps paid by the seller to the State of...

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